Motor Insurance

Motor Insurance Portfolio

The rapid growth of our motor portfolio is attributable to three factors:

• Prudent underwriting
• Prompt and fair claim settlement.
• Excellent customer service

NSIA insurance is one of the best in terms of claim settlement. Our claims processing and settlement procedure is very simple and customer friendly. The Company offers three main types of Motor insurance policies:

• Comprehensive Motor Insurance - This offers the widest range of protection, combining the TPO and Fire & Theft coverage with compensation for accidental damage to your own vehicle (e.g., from collision or overturning). Some comprehensive policies may also cover damage from floods, storms, malicious acts, and offer benefits like personal accident cover for the driver/occupants and towing services.


• Third Party Fire and Theft cover - This policy includes all the benefits of the Third-Party cover and, in addition, provides compensation for loss or damage to your insured vehicle caused by fire or theft.


• Third Party cover - This is the minimum cover required by the Motor Vehicles (Third Party Insurance) Act, 1958 covering legal liabilities for death or bodily injury to third parties (pedestrians, passengers, other road users). It also covers damage to third-party property up to a GH¢8,000.00 and can be increased upon request